Fiskdale - Flood Damage VS Storm Damage

12/23/2019 (Permalink)

If water from flooding or other storm related events affects your Fiskdale business or home, it is important to understand the differences between flood damage and stormwater damage. Keep reading to learn more and how to approach the restoration process 

WHAT IS STORM DAMAGE?

When water from weather events such as a rainstorm enter your building at certain entry points, it is considered stormwater. This water must enter the building before touching the ground. Such as:

• Water leaking through the roof after rain or snow melting
• Water enters through a damaged roof vent
• Ice dams
• Hail breaking a window and water enters directly through the window

Usually storm damage will be covered by your business insurance policy. It is a good idea to contact your insurance agent to discuss this coverage, if you do not know.

Once stormwater touches the ground, it is considered floodwater. This is covered differently than stormwater.

WHAT IS FLOOD DAMAGE?

The main difference between flood damage and storm damage is determined by the entry point of the water. If it enters the building from ground level or below, it is considered floodwater. Flood damage can be the result of severe weather events or structural failures. Flood water has the highest level of water contamination because it may contain:

• Sewage
• Chemicals
• Other hazardous materials

The cleanup of flood water damage requires experts who are trained in the remediation process. Your insurance policy may not cover this type of damage. Contact your insurance agent to discuss this type of coverage.

At SERVPRO of Southern Worcester County, we understand that every minute your business is closed due to flooding, is revenue lost for you. We will help you get your Fiskdale business back up and running in no time! Call us at (508) 234-3399 if your business suffers from flood or storm damage.